UAE Golden Visa Through Property

Property investors can apply for a 10-year UAE Golden Visa when they own property worth at least AED 2 million, including in some cases off-plan property from approved developers or mortgaged property. Rules and documents change, so confirm the current criteria before relying on them.

Updated 27 October 2026 · 1 min read

At the time of writing, owning property worth AED 2 million or more can qualify you for a 10-year Golden Visa, renewable while you keep qualifying. Rules change, so check the current criteria with the official authorities before buying for visa purposes.

Key points

  • Value: the property, or several properties together, must meet the minimum value.
  • Mortgages: mortgaged property may qualify, subject to the bank’s approval and the rules on equity.
  • Off-plan: may qualify when bought from approved developers, subject to conditions.
  • Family: the visa can usually be extended to a spouse and children.
  • No minimum stay: Golden Visa holders are not required to live in the UAE for a set period to keep it valid.

How to apply

  1. Buy and register the property

    Make sure the title deed or Oqood shows the value.

  2. Get the property documents

    The Land Department provides the evidence of ownership and value required.

  3. Apply

    Apply through the official UAE immigration channels, including medical tests and Emirates ID biometrics.

Common mistakes to avoid

  • Relying on old criteria from a news article.
  • Assuming any mortgaged property qualifies without checking equity rules.

This guide is general information, not legal, tax, financial or lending advice. Fees, rules and procedures change and depend on the property, the parties and the contract. Confirm current details with the relevant authority and qualified advisers before acting.

Common questions

How much property do I need to buy for a UAE Golden Visa?

At the time of writing, property worth at least AED 2 million can qualify for a 10-year Golden Visa. Confirm the current rules with the official authorities.

Can a mortgaged property qualify for the Golden Visa?

It may, subject to the current rules and the bank's approval. Check the latest requirements before relying on it.

Can my family get visas too?

Golden Visa holders can usually sponsor their spouse and children.

Still not sure where to start?

Tell us what you are planning and a Habitas Homes consultant will walk you through the next steps.